Posts from — December 2011

I can’t trace back to an exact date when I started taking the red pill, but I know that I’ve been taking it in small doses all my life, and for the past sixteen years regularly. In case you’re not sure what I’m referring to, it is a reference taken from The Matrix trilogy, now used popularly to refer to waking up to reality and truth.

Once you begin truly thinking for yourself, examining the whys and the hows, and being slightly suspicious of the truth behind everything you hear and think you know, there is no going back to the innocence and ignorance that you may have enjoyed before. No matter how much you might wish to go back to a life where you accepted the status quo, you can’t go back.

After some time, you will find that you are on the outskirts of the status quo, watching everyone participating around you, while you wonder what might be left for you. You can’t participate with those who are seemingly content with the way things are because you don’t understand how they continue to fail to awaken and they don’t understand what’s wrong with you and why you just can’t be happy. This is where I find myself now.

So what are your options? What are mine? All of us who find ourselves here on the fringe, on the edge, have to find some way to live outside of the status quo as much as possible, while we find a way to build a life and a world of our own imagining.

Eventually, more and more people will leave the status quo and will come to join the rest of us. This is how the world will change. It won’t happen in the space of a few months, or even a few years. It won’t be a sudden change in the world. Rather, individuals have been changing their lives. Now these individuals have started to gather with people similar to them and small groups are forming. Small, yet growing, movements are leading by example, sharing their ideas and knowledge, often in blog form, and more individuals feel drawn to experiment for themselves, and find a way to live true to their essence on the outskirts of the status quo.

So I’ve kept you in suspense long enough haven’t I? How am I going to live outside the system that I can no longer tolerate?

I am going to retire early and simplify my life. By early I mean at the end of 2015, at 35 years of age.

What were you expecting? Something more dramatic? Something more magical? Or perhaps you’re wondering how?

I will probably write further posts to explain some of this in more detail, especially if there’s any interest. But here are the bare bones of what I intend and what I am doing so far:

For the first 9 years of my working life I have saved hard (and then my husband joined me) and we have a house that is paid for. Thus our largest expense, the mortgage, is no longer an obstacle.

I no longer see our house as a “starter home”. I refuse to buy into the notion that I need something bigger and newer in a nicer location. The energy (time spent at work plus denying myself mental and intellectual freedom) that would be required to “upgrade” our house and lifestyle, is not something that is worthwhile nor feasible for me.

I could technically stop going to work now and rely on my husband’s income. There is no way I’m going to do that though. My financial independence is essential to me. I could not be the feminist that I am and simultaneously rely on my husband for resources. This might not sit well with some of you, and it may offend others of you, and yet this is what I am. And so, I will spend the next four years, saving and simplifying, so that I may achieve my financial freedom.

I have been reading the book and blog by Jacob, over at Early Retirement Extreme, and so much of what he says resonates deeply with me. As a numbers person myself, I enjoy his analysis and the way he has crunched the numbers for himself. To that end I have begun creating a few spreadsheets which calculate daily expenditure, average expenditure and projected savings progress. I aim to save at least 80% of my income over the next four years.

As I save I will learn more about how to simplify my life and how to become more self-subsistent. Although I wouldn’t consider myself to be a big consumer, most people know I don’t even enjoy going shopping, there is more I can do to combat my consumerism. I am reading about how to eat more simply and am making progress with this. Grocery expenses are our largest expenditure. I intend to learn how to sew and to expand our vegetable garden.

I won’t be able to be completely self-subsistent and will thus be living somewhat inside the economic system of our world. I will focus on buying only those things that are a need, with the intention of buying quality items that last almost a lifetime, rather than succumbing to the need to upgrade constantly.

Once I have a high level of savings, I intend to live off the interest earned. I don’t intent to “play the stockmarket” or to become a financial wiz. Unfortunately none of that really interests me. At this stage I intend to earn interest from my savings (either from a term deposit or a high savings account) and live off that interest. At this stage my aim is to live comfortably and happily off around $12k – $15k a year. I realise that this wouldn’t be possible without living within the economic structure we have in place and until I come up with a better strategy, this doesn’t bother me too much.

What I have presented above is put in basic terms, but it really isn’t much more difficult than that. I have always said that if only there was a job where you could get paid to be an eternal student, learning whatever you want whenever you want, then that would be my dream job. Unfortunately there is no such occupation, and unless I find a patron soon, I will have to fund my own dream.

The only thing I’ve ever truly wanted is to be free. I’ve tried to convince myself from inside our world system that I am, but since taking the red pill I know I’m not. I can’t just get on with it and be happy with the way things are now that I know better. Having had this brief hiatus from “the real world” I now know how sweet it is and that this is the life for me.

To reach my potential and to find deep fulfilment I need time, space and flexibility. To achieve this I need to exit the world of work and to do this I need to exit the world of consumerism.

I’m not the first to do this, and I know I won’t be the last. I’m joining one of the small movements.

And what will I be doing from 2016 onwards? I don’t know yet. I envision that it entails more sustained writing and a deeper contribution to moving this world in a new direction. But it is too soon to start talking about that.

I may find that I don’t meet my target or that my calculations were optimistic. I may find a need to continue with part time work for either financial reasons or otherwise. This is all ok with me. I know that either way, 2016 will be the year of my true freedom.

What will you do now that you’ve taken the red pill?

I’d love to hear what you think about this or address any questions you might have.

There are too many aspects to life that we participate in because we think we have to and because we think it is what life is all about.

Every day that you go to work is a day that you participate in the overall system set up and maintained by society. The so-called economic system is not real. It’s not like the eco-system which existed (with a lot more health) before humans had even been imagined. Economics is not a science, and although a lot of maths and complicated formulas might be involved, it is something that people have created.

Humans exist independently of this economic system. That might be hard to absorb on your first reading. You might wonder how you could survive without money. You might think it’s impossible to extract yourself from the economic system in which you are so deeply entwined.

Lately I’ve spent a lot of time thinking and reading about how exactly I can become a non-participator. How can I extract myself as much as possible from the economic system, or from what most of us have to come to know as life?

I’m not talking about stopping work to live off social benefits. Sure, I wouldn’t be participating in work, but leaching off others in the system isn’t a viable option for me.

I also don’t mean I’ll become a lady of leisure, living off my husband’s income. I want to be financially independent from him.

I once watched a current affairs report about an Aboriginal man, in his fifties, living with his wife in the far north west of Australia. They lived out of their station wagon car and roamed this vast north west region throughout the year. The reporter asked them if they needed government funding to buy themselves a house in a community. The Aboriginal man told the reporter that he liked to live outside and sleep outside. He also said that he wanted to be able to move around and to go fishing sometimes. He said his car carried everything he needed. He didn’t say much but I understood him perfectly. He didn’t want to participate in the Australian way of life. His life and the life of his ancestors meant everything to him. I can imagine that he found our way of life to be completely bewildering. He wanted the freedom to live, the freedom to be.

Looking at how we all live from his perspective makes you think. For many Aboriginal communities I’m sure that the Australian way of life still feels extremely foreign. As they observe us choosing to stay put in one house, going to the same place everyday, pushing papers this way and that, pressing buttons here and there and coming home exhausted, they may wonder what on earth we are doing it all for. Why are we spending our weekends shopping and hoarding more items in our homes? Why aren’t we out there experiencing the world?

Anyone who knows me knows that there is no way I would choose to become a nomad, especially not spending my time in the harsh sun of the Australian outdoors. No, I’m not talking about anything that radical. It’s just that the interview with this man really made an impression on me. And it struck me that the perceived Indigenous issues that politicians are always going on about might just be as simple as the fact that for hundreds of years we have been trying to force a group of people to live by our system, when they are more than content with their own. The endless government spending and opportunities might be going to waste simply because our Indigenous Australians want nothing to do with our broken and ridiculous way of life.

Perhaps some of our Indigenous Australians see things more clearly than all those protestors protesting against the 1 percent. Here they are, essentially asking, through protest, that the system change itself to accommodate them. When the simplest and perhaps best solution is if they each extract themselves from the system as far as possible.

There have been ironic comments appearing about some of the labels these protestors have been wearing; designer brand caps, t-shirts and jeans. The 99 percent participate and fund the 1 percent and then complain about it. Clearly ridiculous.

Asking for change is an inefficient means of creating change. If you don’t like the structures in our world, change your own life. Once more people do the same and a critical mass is reached, then the structures will either collapse or change to accommodate the new world.

As they say, you can’t change other people, you can only change yourself and how you interact. This applies in every situation.

I personally despise the system that most of us live under. I see it as a more clever and subtle form of slavery. It’s clever because the slaves are invested in maintaining the system. We all want nice things, nice houses, instant access, an easy life, and so we keep working to make the money that buys these things. The trick is that just when we might think we are satisfied, something new appears that we feel we need, and off we go to work again. And of course we are each the cogs that keeps this machine running. We enslave ourselves for the better part of our lives. It is a genius system that doesn’t need many people keeping the slaves in check.

Most people aren’t aware that they live in this system. You might be pondering this new perspective now. You might also think I’m talking a load of rubbish. Of course that’s entirely up to you. But you’d have to be blind to not notice the cracks that are starting to appear. Do the slaves look happy to you? Do the increasing rates of depression, binge drinking and violence sound like the making of a healthy system? The problem is, like the 99 percenters, these are all symptoms of people trying to deal with the system by staying in the system. When really the answer is to step away from it entirely.

So what do you think? Are you intrigued? Do you want to know how I plan to move out of the system as much as I can?

I’ll let you think about these ideas for a few days and then I’ll write another post with my plans. If you are intrigued by what I have to say then perhaps you’ll think about trying it too. One by one, we might just change the system for ourselves.